Investing Glossary

How you split money across stocks, bonds, crypto, and cash.

Kreyol: How you share your money between different things.

A group of investments that behave similarly — equities, bonds, commodities, crypto.

Kreyol: Type of investment.

A period of falling prices, usually a 20%+ decline from recent highs.

Kreyol: When everyting going down.

A measure of how much a stock moves compared to the overall market.

Kreyol: How much di stock jump compared to di market.

Large, well-established companies with stable earnings (e.g., Apple, Coca-Cola).

Kreyol: Big strong company everybody know.

A loan you make to a company or government that pays you interest.

Kreyol: You lend money, dey pay you back wit interest.

A regulated firm that executes trades. Token Africa will route US orders via a FINRA/SIPC-registered US clearing partner.

Kreyol: Di middleman wey put your order on di market.

A period of rising prices and optimism.

Kreyol: When everyting going up.

The profit when you sell an investment for more than you paid.

Kreyol: Money you make when you sell higher than you buy.

Earning returns on your returns — the engine of long-term wealth.

Kreyol: Money wey grow on top of money.

Where and by whom your securities are held. At launch, Token Africa securities will be held by our US clearing partner.

Kreyol: Who dey keep your shares safe.

Spreading money across many investments to reduce risk.

Kreyol: No put all di eggs in one basket.

A cash payment a company makes to shareholders, usually quarterly.

Kreyol: Money a company give back to owners.

Investing the same amount on a regular schedule regardless of price.

Kreyol: Put di same money every month, no matter di price.

Company profit divided by shares outstanding.

Kreyol: Profit per share.

Exchange-Traded Fund. A basket of many stocks bought in one trade.

Kreyol: Many stocks in one basket.

The yearly fee an ETF charges, as a percentage of assets.

Kreyol: Fee di ETF dey collect every year.

Owning less than a full share — even $1 of Apple.

Kreyol: Small piece of one big share.

An investment that offsets risk in another position.

Kreyol: Insurance for your investment.

A measurement of a group of stocks, like the S&P 500.

Kreyol: List wey track many stocks together.

Initial Public Offering — when a company first sells shares to the public.

Kreyol: First time a company sell shares to di public.

Buys or sells only at the price you specify (or better).

Kreyol: Only buy/sell at di price you say.

How easily an asset can be sold without affecting its price.

Kreyol: How fast you can turn am into cash.

Total value of a company's shares (price × shares outstanding).

Kreyol: How much di company worth on di market.

Buys or sells immediately at the best available price.

Kreyol: Buy or sell now at any price.

Price ÷ Earnings per share. A rough valuation gauge.

Kreyol: Price compared to profit.

The collection of investments you hold.

Kreyol: All di tings you own.

Adjusting your portfolio back to your target allocation.

Kreyol: Put di balance back like you plan.

How much volatility you can handle without panic-selling.

Kreyol: How much up-and-down you can handle.

US investor protection — covers up to $500k if a broker fails. Does not cover market losses.

Kreyol: Insurance if di broker fail.

The gap between the buy (bid) and sell (ask) price.

Kreyol: Di gap between buy and sell price.

A share of ownership in a company.

Kreyol: Piece of a company you own.

An order that sells automatically if price falls to a level you set.

Kreyol: Auto-sell when price drop too low.

How much an investment's price moves up and down.

Kreyol: How much di price dey jump.

Annual income return on an investment, as a percentage.

Kreyol: How much you earn per year.